Blue Cross Issues Warnings to Doctors Prescribing Drugs with Suicide Links - Will Insurance Companies Continue to Deny Death Protections for Suicide Victims?
News that Blue Cross Insurance are warning physicians to exercise care and caution when prescribing antidepressants comes as no surprise in light of the recent antidepressant crisis that has plagued America for so long now and has recently come to a swift and direct result.
Scrambling for damage control is a normal response under the circumstances by insurance companies nationwide.
Blue Cross simply follows suit.????Their actions should be viewed cautiously and with enough skepticism from those many Americans left victimized and harmed by antidepressant use.
Many want to believe that insurance companies are operating in the best interest and safety of the patient.
Others more attune to reality remain skeptical.
What truly motivates insurance companies to take this initiative in warning doctors to be careful?The bottom line is that the FDA has issued Black Box Warnings on all highly marketable Antidepressants after conducting a long investigation.
Even with insurmountable evidence to establish their link to suicide this investigation dragged on.
In a twisted and at times almost unbelievable fashion, Congress themselves had to step in to demand that the FDA disclose its data regarding certain drugs.
Frustrating, and at times even ludicrous, this investigation revealed not only a clear definitive link to suicide by these drugs, but the FDA's and drug industries desperate attempts to hide, cover-up, conceal, distort (call it what you may) clinical trial data.In light of all these facts, it is little wonder that insurance companies are gearing up to minimize loss.
Their logic in warning doctors to err on the side of caution when prescribing antidepressants is used in an attempt to save them billions in potential lawsuits.
Take for example, in the past, if a member of your family committed suicide and was taking an antidepressant or withdrawing from an antidepressant, your legal recourse, and protections under insurance is difficult at best and more often than not, nonexistent.
Now up the stakes, by throwing the fact that these drugs have black box warnings on them, clearly spelling out their potential for harm.
Insurance companies are between a rock and a hard place, under the gun to justify not paying claims to potential victims of the antidepressant suicide fallout.
An industry that has previously been in the driver's seat, one that ultimately has had the final say in denying suicide victims claims, no longer has an unobstructed path to tread down.
It treads today on shaky ground; no longer sure that denying death claims due to suicide, when antidepressants are involved, is in its best interest.
Accountability measures need to be enacted that would ensure that the families of victims of this antidepressant suicide crisis receive immediate protection and justice in the form of financial compensation. Several flaws in a questionable system stress the importance of accountability here where it has been previously lacking.
They are as follows:? Proper and full informed consent needs to be provided to the patient in writing prior to any psychiatric "treatment".
This entails revealing to the potential patient the risk of suicide when prescribing an antidepressant.
? Toxicity testing on suicide victims is not mandated and needs to be required.
Victim's families are not provided with the information on the importance of toxicity screening and are not given the actual procedure on how to request testing at the time of death.? Suicides have been and are still routinely blamed on a person's mental state or a person's psychiatric diagnosis, rather than on the psychiatric "treatment" that the person had received prior to his death.
This occurs routinely without scientific backing or verification of it being a fact.
In this way, drug harm, is often overlooked or disregarded. ? Overall, suicides are rarely investigated on a national level.
This prevents critical information from being gathered and used to factor into determining possible links or causes of suicide.
Statistics need to be obtained.? Under "Right to Treatment", insurance companies have been required to cover dangerous and risky psychiatric "treatment" even when the diagnosis itself does not withstand evidence-based criteria.
Simply put, a person is diagnosed with a psychiatric disorder based on lists of subjective behaviors rather than on confirming, objective blood tests or brain scans.
The overall picture is one that shows the drug industry, and the psychiatric Industry conveniently not being held accountable.
Both groups arm themselves with strong lobbying groups in Washington whose sole purpose is to grease the palms of our political representatives.
In the midst of all this confusion, insurance companies are left with half-hearted attempts at restoring order in a disordered and chaotic system.
For more information on the risks of suicide and antidepressants and the recent "Black Box Warnings" on antidepressants, please visit us at www.ablechild.org..
Finding a Reliable Used Car at Auction Requires Homework, Common Sense
Dublin, CA (ContentDesk) February 8, 2006 - While finding a reliable used car at an auto auction might seem like a pipe dream to some, educated consumers who use a few best practices and some good old fashioned common sense usually drive away with a genuine bargain. Finding a reliable used car at auction isnt rocket science, said Alameda County Auction CEO Adel Saadeh. Its the same as buying a used car anywhere elseexcept at a much better price. For more than 12 years, Saadeh has operated one of the most successful car auction houses on the West coast, and at this point has dozens of repeat customers that come to him first when they want a reliable used car. Ive gotten to know a lot of good people through my business, he said. People that bought their first car here liked the savings and kept coming back. According to Saadeh, first-time auction goers can benefit from a few simple tips that will help them feel better about their purchases, including:"????Know where the auctioned...
Finding a Reliable Used Car at Auction Requires Homework, Common Sense
Auto insurance > Finding a Reliable Used Car at Auction Requires Homework, Common Sense
Home Equity ? Let the Market Eliminate Your Private Mortgage Insurance
In decades past, most people who were interested in obtaining a home loan were required to put down at least 20% of the purchase price. Those days are gone, and as home prices have risen faster than incomes, the average down payment required by lenders has dropped. In fact, it is often possible to buy a home with no down payment at all. Nationally, the average down payment is a 3%. It's nice to be able to buy a home with such a small amount of ready cash, but there is a downside ? if the down payment is less than 20%, the lender requires that private mortgage insurance (PMI) be added to the house note.
No one likes to pay PMI; the payment doesn't go towards paying off the house and the payments aren't tax deductible. And the PMI payments aren't trivial; the monthly PMI payment on a home priced at the U.S. median price of $206,000 with a 3% down payment is $129. Lenders require that borrowers pay PMI until the borrowed amount becomes less than 80% of the value of the home. In years...
Home Equity ? Let the Market Eliminate Your Private Mortgage Insurance
Auto insurance > Home Equity ? Let the Market Eliminate Your Private Mortgage Insurance
Spectrum Direct Launches Libertydirect.Com Site Where "Instant Issue" Insurance Is Only A Few Minutes Away
Mission Viejo, CA (ContentDesk) May 4, 2006 -- Spectrum Direct Insurance Services, Inc. today announced it has launched a website (www.LibertyDirect.com) where consumers can buy instant-issue term life insurance with no medical exam. The entire process happens completely online you just answer a few health questions. If qualified, you can pay your initial premium and print your policy right from the comfort of your home or office computer in as little as 15 minutes. Many people put off buying life insurance because they fear the long process, the medical exam and dealing with a sales agent, tells Christopher Snyder, CEO of Spectrum Direct.
Our research indicated that even when prospects could see the value of having life insurance, they often didnt want to get bogged down in the course of buying it. Because LibertyDirect.com eliminates medical exams and agent interaction and puts every...
Spectrum Direct Launches Libertydirect.Com Site Where "Instant Issue" Insurance Is Only A Few Minutes Away
Auto insurance > Spectrum Direct Launches Libertydirect.Com Site Where "Instant Issue" Insurance Is Only A Few Minutes Away
Moneynet Cautions Borrowers Not To Be Seduced By Attractive APR Hiding The Full Costs Of A Loan
(ContentDesk) November 9, 2005 -- Relying solely on advertised APR rates to choose the best deal on a loan could mislead borrowers into picking the most expensive product on the market rather than the cheapest, warns online financial data comparison site Moneynet.
(http://www.moneynet.co.uk )* Low APRs draw in borrowers but PPI pushes up repayments * Read the small print, cautions Moneynet Consumers are led to believe that the cheapest loan is the one with the lowest APR, said Moneynet Chief Executive Richard Brown. But this is far from the truth borrowers should be aware that a loan package does not always do what it says on the tin. The reason for this is that the APR simply reflects the cost of the credit without taking into account the cost of other add-ons such as payment protection insurance and early repayment penalties and its these extras that earn the loan provider their commission. This enables them...
Auto insurance > Moneynet Cautions Borrowers Not To Be Seduced By Attractive APR Hiding The Full Costs Of A Loan
Lasting Antique Art
Antique art connects the viewer to our rich artistic history. For centuries upon centuries, the greatest of artists have graced the world with their works. Preserved over time, these masterpieces of antique art continue to benefit mankind. The perspectives of life they portray, the beauty, the tragedy, are timeless. Unfortunately, the ravages of time and mishaps have taken their toll on the antique art.
Destruction brought about by war, in particular, left many museums of antique art in...
Auto insurance oil prices Lasting Antique Art
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