Divorce: 57 Most Frequently Asked Questions
Duluth, GA (ContentDesk) June 21, 2006 -- Approximately 2.3 million people will get divorced this year and many will go through the process will little or no information about what to expect or what to do to get what they need. Much of this is due to the secrecy and myths that surround the divorce process. The Minding Your Money Institutes latest publication, 57 Most Frequently Asked Questions About Divorce, is specifically aimed at exposing the mystery surrounding the divorce process by providing answers to common questions and resources people can use to take control. This includes common myths like the requirement to dig up the dirt on your spouse before you can get a divorce. While this may have been true in the past, each state now has a no-fault law that allows couples to divorce without stating any type of marital misconduct (Q.
5) Other myths, mistakes and traps are also exposed. According to the author, Patricia Stallworth, three common mistakes people make are: (1)???Believing that all investments are created equal, when in some cases taxes and penalties can eat up 30 percent or more of the account value. So, if you have retirement investments, for example, be sure to consider the after-tax value when dividing your investments. (Q. 23)(2)???Not properly preparing for the process.
Some steps you can take to make the process smoother and possibly less costly include documenting all of your assets and debts, and developing a current and future monthly budget before you start the process. (Q. 56)(3)???Not understanding all of the options available to reach a settlement. Most people think that going to court is their best option when it may not be the best option for their situation. (Q.
2 and Q. 12)A trap that many people fall into is failing to implement all parts of the settlement before the final divorce decree. This includes items such as purchasing life and disability insurance policies (Q. 52) and completing the Qualified Domestic Relations Order (QDRO) which is often needed to divide retirement assets (Q. 33 ).
These two items are especially important because you could lose a lot if something goes wrong. If you wait until after the final decree to implement these, the motivation your ex-spouse has to cooperate, as well as your ability to make changes may no longer exist and you could end up with less than you bargained for, said Ms. Stallworth.The 57 Most Frequently Asked Questions About Divorce also includes a divorce checklist to complete before signing the final settlement document and a list of resources. For additional information or to obtain a copy of the 57 Most Frequently Asked Questions About Divorce, contact Patricia Stallworth or visit http://www.minding-your-money.com About the Author and the Minding Your Money Institute:Patricia A. Stallworth is the author of the 57 Most Frequently Asked Questions About Divorce.
She is also the founder and director of the Minding Your Money Institute (MYMI). Ms. Stallworth has over 12 years experience in the financial industry. She is a certified financial planner, a certified divorce financial analyst, and the author of Minding Your Money, a personal money management book.MYMI is a financial education and planning company. They provide classes, boot camps, individual and group coaching, books and materials as well as divorce consulting.
MYMI does not sell or manage investment or insurance products. Contact:Patricia Stallworth, DirectorMinding Your Money Institute, LLC770-495-0095http://www.minding-your-money.com.
myAutoloan.com Launches Latest Version of Preferred Placement?
Irving, Texas (ContentDesk) August 19, 2005 -- Company officers at myAutoloan.com have announced the successful development and implementation of the latest version of their patent pending Preferred Placement? process. The service uses an electronic application evaluation and analysis tool to match borrowers seeking financing for new/used, private party, and refinance auto loans with national lending institutions. The newest version of Preferred Placement? significantly adds to the degree of consumer targeting for each participating lender on the platform, complementing its ability to target vertically within the entire credit spectrum and segmenting horizontally within every auto loan product type. "Our Preferred Placement? technology has been the key to our success," said Dale L. Peterson, President of myAutoloan.com.
He added, "The new version further ensures that we match the right lenders with the right buyers."In addition, the company has made its Preferred Placement? technology...
myAutoloan.com Launches Latest Version of Preferred Placement?
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Easylink Services Helps Prudential Plc Meet the Uk Government's Requirement To File Tax Forms Electronically
EasyLink Services Corporation (NASDAQ:EASY) a leading global provider of services that power the exchange of information between enterprises, their trading communities and their customers today announced that Prudential's UK insurance group has chosen EasyLink EDI Service, http://www.easylinkservices.co.uk/payeContentDesk, to help it file tax forms electronically in order to meet the Government's May, 2005 deadline. The UK Government has imposed this deadline to encourage all large businesses to file certain tax forms electronically in an attempt to reduce administrative costs and to ensure that payments are made more promptly.Prudential UK, part of Prudential plc, is a leading life insurance and pensions provider in the UK providing a range of financial products and services including annuities, corporate pensions, with-profits and unit-linked bonds, savings and investments, protection and equity release...
Easylink Services Helps Prudential Plc Meet the Uk Government's Requirement To File Tax Forms Electronically
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The Million Dollar Marketing System Takes the Financial and Insurance Industries by Storm
In 2002, three professionals from different disciplines started working together, and found the magic system for making over a million dollars in 1 year. Now, in 2004, they are sharing their experience with other top advisors around the country.Don Quante, Certified Senior Advisor; Rudy Beck, Elder Law Attorney; and nationally recognized long-term care expert Valerie VanBooven RN, BSN, PGCM created the Million Dollar Marketing System. Based on cross-marketing techniques, seminars, and a team approach, these entrepreneurs have hit the mark with their new marketing system."We have bought other systems, and tried them all. We tested their information vs. ours, and the difference is remarkable.
Our new Million Dollar Marketing System beats the rest hands down," states Quante.Many financial and insurance producers are at a loss due to the new no-call lists, and other restrictions. The Million Dollar Marketing System works around that effortlessly."Some of our marketing efforts have...
The Million Dollar Marketing System Takes the Financial and Insurance Industries by Storm
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Inflexible friends and plastic assets, why money isn?t buying love anymore
It would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.The vicious circle of debt manipulation involving banks, consumers and commercial credit companies is putting consumer spending under strain, as funds begin to dry up. In May 2005, the Financial Times reported the accusation that banks were fuelling Britain's personal debt problem by repeatedly offering debt-ridden customers loans they were unable to repay.As the UK's personal debt increases by ?1 million every four minutes, credit card spending habits still seem to be spiralling out of control. According to Credit Action, nearly 66% of the adult population have a credit card, with multiple card holding becoming a growing phenomenon in the UK. More than 60% of card holders possess at least two cards, with 10% holding at least five cards. There has also been a significant rise in the number of personal bankruptcies.
In...
Inflexible friends and plastic assets, why money isn?t buying love anymore
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Enemy "Soldiers" on American Soil. We know who they are. By Lieutenant Colonel Bob Weinstein.
"Hey, is there a war going on here? Looks like you're dressed for battle!" a sunbather on Fort Lauderdale Beach shouts as he sees Bob Weinstein, known as The Health Colonel, getting the civilians into shape with his military-style workouts designed for all fitness levels called beach boot camp. Bob's immediate response, "Yes! There is a war going on right here on American soil, and a lot, yes, too many Americans are dying daily!" While sipping on his beer and puffing his cigarette, the sunbather...
Divorce: 57 Most Frequently Asked Questions Enemy "Soldiers" on American Soil. We know who they are. By Lieutenant Colonel Bob Weinstein.
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