Spectrum Direct Launches Libertydirect.Com Site Where "Instant Issue" Insurance Is Only A Few Minutes Away
Mission Viejo, CA (ContentDesk) May 4, 2006 -- Spectrum Direct Insurance Services, Inc. today announced it has launched a website (www.LibertyDirect.com) where consumers can buy instant-issue term life insurance with no medical exam. The entire process happens completely online you just answer a few health questions. If qualified, you can pay your initial premium and print your policy right from the comfort of your home or office computer in as little as 15 minutes. Many people put off buying life insurance because they fear the long process, the medical exam and dealing with a sales agent, tells Christopher Snyder, CEO of Spectrum Direct.
Our research indicated that even when prospects could see the value of having life insurance, they often didnt want to get bogged down in the course of buying it. Because LibertyDirect.com eliminates medical exams and agent interaction and puts every step -- including the entire application, approval and payment -- online, convenience-oriented buyers are likely to find out that nothing is keeping them from buying term life insurance.Spectrum Direct, the largest seller of E-commerce life insurance in the United States, is adding the LibertyDirect.com site to its existing portfolio of life insurance web sites. LibertyDirect.com fits in naturally with our corporate strategy, says Shawn Schaefer, Marketing Manager for Spectrum Direct. Consumers are buying more and more of lifes essentials online, from travel to groceries to big ticket items like cars and mortgages.
We thought by simplifying the purchase process we could attract buyers who know they need life insurance but also want the convenience of an online purchase. The LibertyDirect.com term life insurance website gives consumers what they want in an online purchase its fast, safe and easy.
Qualified applicants can buy up to $150,000 of term life insurance issued by Liberty Life Insurance Company, whose financial strength and operating performance have been rated A (Excellent) by A.M.
Best Company.
Even more convincing, the insured client can pay for and manage his life insurance account continuously through the LibertyDirect.com website.
Spectrum Direct has increased sales over 200% in the last two years, and the addition of the LibertyDirect.com business unit should allow for the continuance of this trend.
Please visit the website at www.libertydirect.com for more information.About Spectrum Direct Insurance Services, Inc.:
Spectrum Direct is a life insurance sales and marketing organization, licensed in all 50 states, whose products are entirely internet-based and designed to enable the purchase and management of policies online.
They are the largest seller of e-commerce life insurance in the United States.About Liberty Life Insurance Company:Headquartered in Greenville, S.C., Liberty Life Insurance Company is part of the U.S.
insurance operations of Royal Bank of Canada (RBC). Founded in 1905, Liberty Life enters its second century as one of the Southeast's oldest and largest life insurers, offering life insurance, health insurance and related products through independent agents, direct marketing channels, financial institutions, RBC banking and investment channels, and a field force of over 300 full-time career agents. Additional information may be found at www.rbcinsurance.com/us.Contact info for Press ReleasesFor additional information on the Liberty Direct Affiliate program, please contact Shawn Schaefer or visit www.LibertyDirect.com Contacts:Shawn Schaefer, Marketing Manager949-600-7904.
Seven Steps to Start 2006 on the Right Financial Foot Presented by Dallas/Ft. Worth Texas Fee-Only Financial Planner/Financial Planning, Steve Blankenship ,CFP
Dallas/Ft. Worth, TX (ContentDesk) January 2, 2006 -- It seems that every year goes by a little quicker than the year before and 2005 was no different.
As we stand at the threshold of a new year, here are seven tips that will help you start the new year right with your personal finances.Tip #1.
Get Energy Efficient.
If taking care of Mother Nature wasnt enough incentive to begin with, 2006 presents taxpayers with a multitude of opportunities to write off expenses for becoming more energy efficient.
The list of tax breaks is too long to list here but do some investigating to see how you may benefit along with the environment.
Tip #2.
Rebalance your Investment Portfolio.
The investment performance of certain asset classes may have outpaced the performance of other asset classes and in the end the result may be a portfolio that started out with a 65/35 equity to fixed income ratio but because of market performance now sits at...
Auto insurance > Seven Steps to Start 2006 on the Right Financial Foot Presented by Dallas/Ft. Worth Texas Fee-Only Financial Planner/Financial Planning, Steve Blankenship ,CFP
Flat Rate Movers In NYC
Whether relocation concerns a residence or business there are movers in NYC who offer customers an all inclusive one-price move that is guaranteed. Known as Flat Rate movers, the innovation introduced in 1991 offers an all inclusive, guaranteed, one-price move.
This was introduced in order to eliminate questionable pricing practices and to develop a trust among customers. They will ask details of what and where you want to move and provide you with a fixed cost estimate for the proposed move.
The service includes packing, collecting your boxes, door step delivery as well as unpacking. However the system is not without problems so you must ensure that the credentials of the company are "good", there are no complaints with the Better Business Bureau, that the contract includes guarantees, as well as breakage or loss insurance.
You may need to take additional insurance to protect your valuables. Ask the company about this.
If in doubt consult...
Flat Rate Movers In NYC
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Trade Credit Insurer Predicts Significant Increase In U.S. Business Failures
(ContentDesk) July 26, 2006 -- After a substantial increase in 2005 and a decline in 2006, the number of business insolvencies in the US is predicted to climb once again in 2007, according to global trade credit insurer Euler Hermes. Worldwide, the Index predicts that business failures will increase by 3% in 2007 on the heels of a global economic slowdown.
(Note: To view charts related to the Business Failures Index, please request the full version of the release.) The Global Business Failure Index created by Euler Hermes to compare business failures by country, going beyond the national definitions and taking into account the size of the respective global economies predicts an 8% increase in US corporate insolvencies for 2007. The Index has fluctuated quite a bit in the past two years, showing a 14% increase in 2005 and a 5% decrease for 2006. The 2005 hike was caused by an increased number of businesses insolvencies in advance of the new bankruptcy laws, which took effect...
Auto insurance > Trade Credit Insurer Predicts Significant Increase In U.S. Business Failures
Everything You Need to Know About Piano Moving
Moving can be a very stressful time in a person's life, especially if he or she has not hired appropriate help to move their furniture.
Piano moves can be especially stressful, because the mover needs to have special knowledge and skills to safely move the piano.
In this article I have outline a few frequently asked questions about piano moving in order to help understand what is involved in moving a piano and prepare you with the information to choose the right mover.
At the end of the article, I have listed some questions that you can ask to help you choose your piano mover, as well as the information that you should have ready in order for the mover to be sufficiently prepared for your move.
Why do I need to hire a professional piano mover?
Many of you may be wondering why you would need to hire a professional piano moving company to move your piano, rather than using the household mover who is moving the rest of the...
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